Can I Export All My Data If I Decide to Leave Tabby? #
Absolutely. Tabby believes in data portability – your data is YOUR data. What you can export: All transactions (CSV format with date, merchant, amount, category, notes), All receipts (ZIP file with images), All reports (PDF or CSV), Chart of accounts and categories, Invoice history. How to export: Go to Settings > Export Data, Select data type and date range, Click “Export” and download files. No restrictions: Export anytime, even after canceling subscription. No export fees or limitations. You own your data completely. Why this matters: Avoid vendor lock-in, Switch to another tool if needed, Keep permanent records for IRS (7+ years), Backup for disaster recovery.
What Happens to My Data If I Cancel My Subscription? #
Your data is never deleted when you cancel. What happens: Account moves to free plan, Read-only access to all historical data, Can still export reports and transactions, Cannot sync new transactions or use premium features. Data retention: Stored indefinitely while account exists (even on free plan), 90-day grace period after final cancellation request, After 90 days, you can request data archive before deletion. Reactivating: Simply upgrade to paid plan anytime, All data immediately restored and editable, Bank connections reactivate (may need re-authentication). Permanent deletion: Only happens if you explicitly request account deletion, 90-day delay for accidental deletion protection, Irreversible after 90 days.
How Do I Download My Tax Records for IRS Audit? #
Tabby makes audit preparation simple with comprehensive exports. What to download: Year-end Tax Summary report (PDF) – shows all deductions by category, Full transaction history (CSV) – every expense with dates and amounts, Receipt archive (ZIP) – all scanned/uploaded receipts, Profit & Loss statement (PDF) – annual income and expenses. Steps: Go to Reports, Select report type, Set date range to full tax year (Jan 1 – Dec 31), Export as PDF for formatted reports or CSV for raw data, Save all files to secure location (encrypted drive, cloud backup). IRS requirements: Keep records for 3-7 years depending on situation, Digital records are acceptable (you don’t need paper), Receipts required for expenses over $75 (Tabby stores these). Pro tip: Export annually even if not audited. Create folder structure: “Taxes/[Year]/Tabby Reports” for easy retrieval.
Can I Back Up My Data Automatically? #
Tabby automatically backs up your data daily on secure cloud servers (AWS). Your responsibility: Tabby handles server backups and disaster recovery, You should periodically export data for your own archives (recommended quarterly). How to create personal backups: Set quarterly reminder (March, June, September, December), Export full transaction history as CSV, Download receipt archive, Export key reports (P&L, Tax Summary), Save to external hard drive or personal cloud (Google Drive, Dropbox). Why personal backups matter: Additional protection beyond Tabby’s systems, Portable records if you switch platforms, Offline access to historical data, IRS record retention requirements. Backup encryption: Tabby’s server backups are encrypted, Encrypt your personal backup files with password protection, Never store sensitive financial data on unsecured USB drives.
How Long Does Tabby Keep My Historical Data? #
Indefinitely while your account is active. Retention policy: Active paid accounts: All data stored indefinitely with no deletion, Free plan accounts: Historical data retained, new syncing limited, Canceled accounts: 90-day grace period, then account enters “archived” state with read-only access. Bank transaction history: Tabby stores everything you’ve synced since connecting your bank, When you first connect, Tabby pulls 90 days of history, After that, everything is retained going forward. IRS requirements: IRS generally requires 3-7 years of records, Tabby exceeds this with indefinite retention, You can export anytime for permanent personal archives. Deleted transactions: Permanently deleted from Tabby immediately (cannot be recovered), Consider marking as “Excluded” instead of deleting to preserve audit trail.
