Best AI Bookkeeping Software for Realtors
Stop letting the IRS take a bigger commission than you do.
Built for US-based realtors and real-estate agents to protect every dollar of every closing with automated tax-shielding and instant deduction tracking.
- $5M+ in Tax Deductions
- 7,500+ hours saved
#1 Bookkeeping Software for Realtors and Real Estate Agents!
4 reasons realtors choose Tabby for bookkeeping and taxes
Manual accounting is a major pain for realtors. Tabby is the AI-powered accounting software that fixes it by automatically tracking income, categorizing expenses, and finding deductions to keep your finances organized.
Track Expenses and Find More Tax Deductions
As a real-estate agent expense tracker, Tabby automatically identifies deductible expenses like marketing, MLS fees, and brokerage costs which helps realtors maximize legitimate tax deductions without manual work.
Designed for Commission-Based Income
Tabby is designed specifically for realtor bookkeeping, not generic small businesses. It understands commissions, irregular cash flow, and the real expenses that come with being a 1099 real estate agent.
Tax-Ready Reports for Real Estate Agents
Generate clear, tax-ready reports in seconds. Tabby gives you real-time financial visibility, making it easier to plan quarterly payments and stay prepared during tax season. It’s accounting software for realtors that keeps your books organized year-round.
AI Bookkeeping for Realtors
Tabby’s AI automatically categorizes transactions and keeps everything organized in the background. No manual tagging, no accounting knowledge required, just bookkeeping for realtors that actually fits how you work.
Here's how Tabby saves realtors 8-10 hrs a month.
Juggling showings, client calls, and closings leaves little time for bookkeeping. Tabby handles income, expenses, and taxes automatically so you can focus on closing more deals—not cleaning up spreadsheets.
Accurate Categorization
TabbyAI cleans messy bank statement data, analyzes and categorizes your transactions in real-time, saving you hours of manual work.
- Smart categorization
- Learns from every action
- Human level acuracy
AI Transaction Categorization
Automatically categorizes your expenses with 99% accuracy using advanced AI
Saves up to $5k in Taxes
Tabby’s AI scans every transaction to uncover deductions you’d otherwise miss- so you keep more money in your pocket.
- Detects eligible write-offs from everyday expenses
- Categorizes transactions automatically for tax time
- Maximizes savings with zero extra effort
Tracks your Money
TabbyAI cleans messy bank statement data, analyzes and categorizes your transactions in real-time, saving you hours of manual work.
- Smart categorization
- Learns from every action
- Human level acuracy
Smart Matching Mode
Tabby automatically matches your bank transactions with the right categories, saving you time and reducing errors.
- Instant accuracy
- Error free matches
- Saves time
Let AI handle your DIY bookkeeping
Tabby Accounting AI is built for solo realtors and independent real estate agents who are tired of managing DIY bookkeeping. Instead of spreadsheets and manual tracking, Tabby provides a simple, AI-powered bookkeeping and accounting solution designed to seamlessly integrate into your everyday real estate business, eliminating added complexity.
Advanced AI & Machine Learning
Tabby uses advanced AI and machine learning to automatically categorize transactions, detect spending patterns, and optimize real estate tax deductions. As you use the platform, the system continuously improves accuracy, helping you maintain clean, tax-ready books while saving hours each month on manual accounting work.
Mobile-First Convenience
Built for real estate agents on the move, Tabby lets you track income, scan receipts, and manage expenses directly from your phone. Whether you are between showings or closing deals, your real estate bookkeeping stays up to date in real- time.
Secure Bank Connections
Solo realtors, independent real-estate agents, and other self-employed professionals trust Tabby to simplify bookkeeping and tax preparation. After switching to AI-powered financial automation, many real estate professionals spend less time on accounting tasks and more time growing their business.
Loved by many real estate professionals
“I used to spend hours sorting receipts and tracking commissions. Tabby handles it all automatically—now I just check in once a week.”
“As a busy agent, I’m always on the move. Tabby’s mobile app lets me log expenses, send invoices, and review reports right from my car!”
“Tax season used to be a nightmare. With Tabby tracking every deductible expense, my CPA said this year’s return was the cleanest ever.”
“I saved over $3,200 in missed write-offs last year just by switching to Tabby. It literally paid for itself in the first month.”
“Between showings and closings, I don’t have time to deal with books—Tabby just gets it done. Love how it tracks everything, even on the go.”
in deductions flagged by Tabby
average tax savings per user, per year
saved per user, every month
MOBILE FIRST
Your business doesn't sit at a desk. So we built Tabby for the phone in your pocket.
Your books, always on the go with you
Tabby is built with a mobile-first approach ensuring small business owners can manage their finances anytime, anywhere.
- Capture receipts instantly
- Generate reports with a tap
- Real-time updates & push notifications
More Tabby App Features
Receipt scanner
Snap a photo and let Tabby record every receipt automatically.
Expense tracker
Track every expense in real time, without lifting a finger.
Invoice generator
Create and send professional invoices in seconds.
Real-time insights
See your cash flow and finances update instantly.
Pick a plan that fits your needs.
Upgrade as your real estate business grows
Tabby is actively used by independent real estate agents managing commissions, expenses, and tax prep without a full-time accountant. Start with the Free plan, keep your books organized, and upgrade only when your business needs more automation.
For growing businesses.
- →Up to $200K annual expenses
- →Single user
- →Connect 3 accounts
- →Daily account sync
- →P&L and tax-ready reports
- →Basic AI bookkeeping
- →Standard email and chat support
For established businesses.
- →Unlimited annual expenses
- →Up to 5 users
- →Connect unlimited accounts
- →Real-time account sync
- →Advanced AI categorization
- →Advanced AI bookkeeping
- →Advanced financial reports
- →Priority support
Perfect for getting started.
- →Up to $15K annual expenses
- →Single user
- →Connect 1 account
- →Daily account sync
- →P&L report
- →Basic AI bookkeeping
- →Email support
Tabby vs Quickbooks
QuickBooks was built for accountants. Tabby is built for realtors and real estate agents. AI-powered, mobile-first, and designed to save small business owners time and money.
| Features | Tabby | QuickBooks |
|---|---|---|
| AI-powered transaction categorization | ||
| AI expense pattern learning | ||
| Built-in AI tax write-off finder | ||
| Smart AI transaction matching | ||
| Mixed personal & business accounts | ||
| AI categorization assistant | ||
| Automated GL-based bookkeeping | ||
| Real-time client dashboard | ||
| Unlimited bank connections | Paid plans only | |
| Bank connection with Magic Link | ||
| Receipt upload & matching | ||
| Invoice creation | ||
| Automatic bank sync | ||
| Real-time profit & loss report | ||
| Bank-level encryption | ||
| Mobile-first design | Partial | |
| Made for small businesses (CPA input) | ||
| Tax-ready reports (one-tap export) | ||
| Clean, user-friendly interface | ||
| Built for non-accountants | ||
| Affordable pricing (under $20/mo) | ||
| Chat & email support | Limited |
JUST HONEST ANSWERS
Questions realtors actually ask.
Everything about taxes, deductions, 1099 income, and bookkeeping for independent real estate agents — answered in simple language.
Are realtor fees tax deductible?
Yes. Many expenses related to running your real estate business are tax deductible. Common deductible realtor expenses include MLS fees, license renewals, advertising, professional dues, software subscriptions, and office-related costs. Proper bookkeeping helps ensure these deductions are tracked accurately. Tabby automatically categorizes expenses so you don’t miss eligible write-offs.
How much do realtors pay in taxes?
Most realtors are self-employed and typically pay both income tax and self-employment tax, which is around 15.3% on net earnings. The exact amount depends on your income, state taxes, and available deductions. Using bookkeeping software designed for realtors can help lower taxable income by keeping expenses organized and tax-ready throughout the year.
Can I use Tabby for both personal and business accounts?
Yes. Tabby allows you to securely connect multiple bank accounts and credit cards, including both personal and business accounts. Transactions are automatically categorized, giving realtors a clear view of business finances while keeping personal spending separate for accurate bookkeeping and tax reporting.
Are realtor fees deductible when selling your own home?
If you’re selling your personal residence, realtor fees are not deductible as a business expense. However, they can reduce your capital gains by being subtracted from the home’s selling price. For realtors selling properties on behalf of clients, business-related expenses remain deductible.
Do realtors receive a 1099?
Yes. Most real estate agents work as independent contractors and receive a 1099-NEC instead of a W-2. You’ll report your income and expenses on Schedule C (Form 1040), pay self-employment taxes using Schedule SE, and make quarterly estimated tax payments. Tabby prepares tax-ready reports so filing is easier — or seamless when working with a CPA.
Is Tabby built specifically for real estate agents?
Yes. Tabby is designed for solo realtors and independent real estate agents who need simple, AI-powered bookkeeping and tax-ready financial reports. It’s built to handle commissions, deductions, and 1099 income without the complexity of traditional accounting software.
Can Tabby import past transactions?
Yes. Tabby can import up to 18 months of past transactions, depending on your bank. If full history isn’t available, you can upload bank statements manually. This helps realtors get their bookkeeping up to date quickly without starting from scratch.
Can I deduct my car for client showings?
Yes — vehicle expenses are one of the largest deductions for realtors. You can deduct the IRS standard mileage rate (67¢/mile for 2024) or claim actual vehicle expenses like gas, insurance, and depreciation. Tabby categorizes vehicle expenses automatically so you’re audit-ready whichever method you choose.
Do I have to pay quarterly estimated taxes?
Yes, if you expect to owe $1,000+ in taxes for the year. As a self-employed realtor, no employer withholds taxes for you, so the IRS requires quarterly payments in April, June, September, and January. Tabby’s P&L reports help you estimate what you owe each quarter so there are no surprises at filing time.
Can I deduct a home office as a realtor?
Yes, if you use part of your home exclusively and regularly for business. You can deduct a proportional share of rent or mortgage interest, utilities, and internet based on the square footage of your dedicated office space. Tabby tracks home office expenses separately and flags them at tax time so nothing slips through.
My brokerage takes a commission split. How do I record it?
Record the full commission as income and the brokerage split as a business expense — typically under “commissions paid” or “referral fees.” This is the cleanest approach for Schedule C. Tabby’s categorization engine learns your split patterns and handles the entries automatically once you confirm them the first time.
Is staging, photography, or open house food deductible?
Generally yes — staging and listing photography paid by the agent are deductible as marketing or advertising expenses. Food and beverages for open houses are typically deductible at 50% as a business meal expense. Tabby automatically applies the correct deduction rate and flags any items that need a second look before filing.
Free resources for realtor bookkeeping
Feel free to check our free resources developed and reviewed by experienced CPA, Accountants and Business experts.
You’re a Realtor. Not a Bookkeeper.
Let AI handle your books so you can focus on closing deals and living your life.