NEWMeet Tabby Talk, your AI Accountant

Goodbye spreadsheets, tax-season panic, manual work and clunky accounting software. Tabby runs the books.

Tabby runs the books now. An AI accountant, built by a CPA. It sorts, invoices and tracks your taxes, so you can get back to work.

Trusted by 5,800+ small business owners

Yay Nuts
Tube on AI
Main St Success
Northeast Contracting
The Inspection Boys
Chuck Holland
Basad Builders
Refunnel
Mini Game Lab
EBEmran Bhuiyan, Emran Estates Realty
Emran BhuiyanEmran Estates Realty
Real estate
I wish I found out about Tabby sooner. As a real estate agent I always ignored bookkeeping because I had no time for it. But now Tabby does all of this work for me.
TechCrunch Top 200Startups to watch, 2026
Built by a licensed CPA1,500+ small business clients
Bank-level securityRead-only via Plaid · AES-256
30-day money-backOn every paid plan
As seen on
UA.NEWS
Gate

You started a business to do the work you love. Not this.

Somewhere along the way, the books became a second, unpaid job.

01

Sunday nights in spreadsheets

Matching receipts to cryptic bank lines.

02

Deductions you didn't know you had

Every missed write-off is money you overpay.

03

The quarterly tax surprise

No idea what you owe until the bill arrives.

Your bank statement
What your bank shows you
?SQ *BLUEBTL 0923 OAKLAND CA-18.40
B
Blue Bottle Coffee
Client meeting · Meals
50% deductible-$18.40
?STRIPE TRANSFER ST-8H2KQ+2,400.00
S
Stripe payout
Matched to Invoice #1042 · Northwind
Income+$2,400.00
?ADOBE *CREATIVE CLD 4029-59.99
A
Adobe Creative Cloud
Software & subscriptions
Deductible-$59.99
?SHELL OIL 57442 1106-48.20
S
Shell
Vehicle & fuel · client site visit
Deductible-$48.20
?VENMO *J PARK 8812-650.00
J
Jamie Park
Contract labor · 1099 tracked
W-9 needed-$650.00
?AMZN MKTP US*2K4LZ09-64.99
A
Amazon
Office supplies · receipt matched
Deductible-$64.99
6 mystery charges. Which ones are deductible?Sorted in 2 seconds

Your accountant, working in the background.

What is Tabby?

Tabby is an AI accountant for small businesses and the self-employed. Connect your bank. Tabby handles the rest.

Built for

Freelancers, contractors, realtors and small businesses

Setup

About 3 minutes.

Built by

Ahad Ali, CPA · 1,500+ clients

Price

Free forever. Paid from $30/mo.

It does the books

Every transaction sorted and reconciled. 99% accurate, and it learns.

It keeps you tax-ready

Deductions found nightly. Quarterly taxes estimated live.

It answers like a CFO

Ask “Can I afford to hire?” Get a real answer from your real numbers.

Three minutes to set up. Then it just runs.

If you can use a banking app, you can use Tabby.
  1. CBusiness CheckingConnected
    CCredit Card ••4417Connected
    SStripeConnected
    Read-only via Plaid · 12,000+ institutions
    1STEP ONE

    Connect your accounts

    Bank, cards and payment apps. Read-only.

  2. Tabby is working
    Transactions categorized 1,240
    Receipts matched 318
    Deductions found $4,860
    2STEP TWO

    Tabby does the work

    It sorts up-to 180 days and finds write-offs.

  3. August books are closed
    Net profit $14,200 · up 14%
    Your weekly money digest
    2 invoices paid · 1 bill due Friday
    3STEP THREE

    You just check in

    Just approve. Ten minutes a week.

AI that does the work, not just shows you the data.

Tabby does the work, then shows you what it did. Click through.

ReviewSynced just now

Tabby sorted 142 transactions

5 need a quick look. Tap ✓ to accept.

F
Figma
Sep 21 · Business Visa ••4417
Software 98%-$45.00
U
Uber Trip
Sep 20 · Business Visa ••4417
Travel 94%-$32.18
C
Costco Wholesale
Sep 19 · Checking ••0912
Office supplies 81%-$212.40
L
LinkedIn Premium
Sep 18 · Business Visa ••4417
Advertising 90%-$59.99
N
Northwind Traders
Sep 17 · Checking ••0912
Income · INV-1038 99%+$3,600.00
Tabby learns from every answer. Next month, these won't need you.
Sales · InvoicesStripe & ACH on
"Invoice Northwind for 30 hours of consulting at $150, net 15."
INVOICE #1043 · Due Oct 8
Northwind Traders
Draft by Tabby
Strategy consulting · 30 hrs × $150$4,500.00
Workshop materials$350.00
PaymentCard · ACH · Net 15
Total due$4,850.00
Open invoices
Beacon Health$2,400
14 days late · reminder sent today
Park & Co.$3,200
6 days late · 2nd reminder Fri
Sarah Lin Design$2,800
2 days late · reminder queued
Contoso Ltd.$6,100
Paid Sep 19 · matched to Stripe
Tax · Quarterly estimatesUpdated with every transaction
Q3 2026 estimated tax · Sole prop / 1099
$3,420
From $41,380 net profit YTD · SE tax + safe harbor applied
DueSep 15Pay from Tabby
What makes up this quarter
Self-employment tax$1,848
Federal income tax$1,122
State (New York)$450
Set aside each month$1,140
Your tax year
Q1 · Apr 15$2,980 paid
Q2 · Jun 15$3,110 paid
Q3 · Sep 15$3,420
Q4 · Jan 15~$3,500
Deductions found this year: $6,240
ReportsUpdated just now
Ask for any report, like "profit and loss for Q2 compared to last year"
Profit & Loss
This month · Sep 1–21
Net profit
$8,930
↑ 8.8% vs Aug
Balance Sheet
As of today
Equity
$75,670
↑ 3.1% vs Aug 31
Cash Flow
This month · Sep 1–21
Net change in cash
$6,130
↑ 16.8% vs Aug
Saved reports
Monthly P&L for investorsProfit & Loss · last month vs prior
Emailed on the 1st
Tax Ready ReportSchedule C totals · year to date
Ready for your CPA
Loan Readiness ScoreBased on your books
85/ 100

Target: 100 to be fully loan ready

Time in business4.3 years in operation
10/10
Annual revenue$88,000 annual revenue
10/10
Clean financial records2 years of organized books
10/10
Profitability6 of last 6 months profitable
15/15
Credit scoreNeeds your input
0/15

Your whole back office. One simple app.

Every plan starts here: income, profit and what needs you today.

app.usetabby.com/dashboard
Tabby dashboard
app.usetabby.com/talk
Tabby Talk AI agent with suggested tasks
app.usetabby.com/review
Tabby review queue
app.usetabby.com/expenses
Tabby expenses overview with bills to pay and spending over time
app.usetabby.com/invoices
Tabby invoices list
app.usetabby.com/reports
Tabby reports hub

What Tabby is bringing next

Three big features are on the way, all built on the books.

Taxes

Coming soon

Sales tax and quarterly estimates, worked out from your books.

Budgets

Coming soon

Ask Tabby to build your budget, then track plan vs. actual.

Loan readiness

Coming soon

See how a lender reads your books before you apply.

Built for how you earn, not how accountants think.

Your industry’s categories and write-offs, from day one.

Agents, investors & property managers

Commissions swing. Your books shouldn't.

Commissions, splits, rents and repairs across every listing and property. Tabby sorts it all with categories built for real estate.

Real estate categories, built inMLS dues, lockboxes, E&O, staging and marketing, already set up.
Profit by property or dealRent, repairs and fees tracked per door, listing or closing.
Real estate agent shaking hands with a client after a closing
Commission YTD↑ 22%
$94,200
3 closings · split recorded
Rent received · Aug4 doors
$7,400
All matched to properties
Contractors & home services

Job sites, not spreadsheets.

Materials, subs and fuel from the truck, no back office required. Snap a receipt and Tabby files it against the right job.

Job costs in one placeMaterials, tools and subcontractor pay, auto-sorted by job.
W-9 and 1099 readyTabby spots who needs a 1099 and collects W-9s for you.
Contractor working on a roof
Job costs · AugAuto-sorted
$18,400
Materials · Tools · Fuel
1099 alertAction
Collect W-9
Paid J. Park $4,200 this year
Consultants, coaches & advisors

You bill by the hour. Stop spending them on books.

Client payments from Stripe, PayPal and your bank, subscriptions on three cards and travel to sort. Tabby untangles all of it.

Every client payment matchedStripe, PayPal and bank payouts matched to the right invoice.
Subscriptions and travel sortedRecurring tools flagged, trips categorized, receipts matched.
Independent consultant meeting with a client
Client income · SepAll matched
$18,500
Stripe · PayPal · ACH
Deductions foundThis year
$6,240
Home office · Software · Travel
Restaurants, cafés & food businesses

Run the kitchen. Tabby runs the books.

Card, cash and delivery-app deposits, supplier invoices and food costs. Tabby matches and sorts it all the moment it lands.

Every deposit matchedCard processor, DoorDash, Uber Eats and cash deposits, matched automatically.
Food costs and vendor billsSupplier invoices tracked by due date, food and beverage costs categorized.
Chef cooking in a busy restaurant kitchen
Deposits matched · TodayAll synced
$3,480
Card · DoorDash · Uber Eats
Food cost · SepCategorized
$11,920
Produce · Meat · Beverage
Salons, studios, trainers & groomers

Booked solid. Books handled.

Card, app and cash payments, booth rent and product runs. Tabby splits and sorts it the moment it lands.

Every payment reconciledSquare, Venmo, Zelle and cash, matched automatically.
Supplies and rent trackedProducts, equipment and booth or studio rent captured as deductions.
Hair stylist working with a client in a salon
September incomeAll synced
$7,300
Card $4,800 · App $1,900 · Cash $600
Deductions foundThis month
$2,150
Supplies · Booth rent
Therapists, attorneys & licensed pros

Run a practice. Not a finance team.

Rent, malpractice insurance, CE and licensing fees, and client payments. Tabby keeps practice and personal separate and your books CPA-ready.

Practice vs personal, separatedMixed charges split automatically, so your practice books stay clean.
CE, licenses and insurance trackedRenewals and premiums captured as deductible practice costs.
Therapist talking with a client in a counseling office
Practice net profit · Aug↑ 9%
$7,320
After rent & insurance
Deductions foundThis year
$4,060
CE · Licenses · Insurance

Less time on books. More money in your pocket.

What changes when the busywork goes away.

0+ hrs
Back every month
No more sorting and matching.
$0
Average tax savings
Per user, per year.
0%
Categorization accuracy
Sharper with every correction.
$0M+
Deductions flagged
And counting.

What do your books really cost you?

Set your numbers. Estimates are fine.

How you handle books today
Bookkeeper or accounting firm fees.
Receipts, categorizing, reconciling and reports.
Compare with a Tabby plan
Your estimated savings
$6,195/ year

kept in your pocket by switching to Tabby

Your current setup$7,200/yr
With Tabby Pro$1,005/yr
12×Return on what you pay Tabby
38 hrsBack in your year
Start saving with Tabby, free

Directional estimate. Tabby's cost uses first-year pricing (50% off for 3 months) plus the ~20% of time you'll still spend approving. Tabby automates ~80% of repetitive bookkeeping.

An accountant's judgment. A bank's security.

Designed with Ahad Ali, a licensed CPA who has run a New York practice for over a decade. The tax logic comes from real client work.

Ahad Ali Webp e1790598670843

Ahad Ali, CPA

Co-founder, Tabby · NY, USA

12+

years running a CPA practice

1,500+

small business clients served

CPA

reviewed tax logic, grounded in practice

Your money stays yours

Built to your bank’s standard.

Read-only access

Tabby sees transactions. It can never move money.

AES-256 encryption

In transit and at rest. Logins never stored.

Connected through Plaid

Trusted by thousands of financial apps.

Your data, portable

CSV, QBO or PDF, anytime. No lock-in.

The old tools were built for accountants. Tabby was built for you.

Powerful, without the accounting degree.

Tabby compared with QuickBooks, Wave and Xero
FeatureTabbyQuickBooksWaveXero
Built for non-accountantsPartial
Voice AI ("Talk to Tabby")
Live quarterly tax estimate
AI deduction discovery
Invoice from voice or text
Mobile-first experience
Designed with a licensed CPA
Free plan, no card required

Start free. Pay when Tabby pays for itself.

50% off your first 3 months. 30-day money-back guarantee.

Not sure which plan?Answer three quick questions.
Yearly business expenses
Bank accounts you have
People who need access

Best fit: Standard

Best fit for you
Free
For solopreneurs trying Tabby on real numbers.
$0/forever
No credit card required
Start free
Includes
  • Up to $15K/yr tracked expenses
  • 1 bank connection
  • AI categorization & tax tagging
  • Mobile app + AI chat support
Best fit for you
Standard
For solo owners with real revenue moving through real accounts.
$15$30/mo
50% off 3 months, then $30/mo
Get started
Everything in Free, plus
  • Up to $200K/yr tracked expenses
  • 3 bank connections · 2 users
  • Full invoicing & quotes
  • Tax-ready reports · Excel & PDF
Best fit for you Most popular
Pro
For full-time owners with real tax exposure and no time for books.
$25$50/mo
50% off 3 months, then $50/mo
Get started
Everything in Standard, plus
  • Up to $400K/yr tracked expenses
  • Unlimited banks · 4 users + accountant
  • Collect payments via ACH & card
  • AI chart of accounts · W-9 collection
Best fit for you
Growth
For multi-LLC owners and agencies who need full accounting control.
$45$90/mo
50% off 3 months, then $90/mo
Get started
Everything in Pro, plus
  • Unlimited expenses & users
  • Accrual · balance sheet · GL
  • Multi-currency · multi-entity
  • Live onboarding call
An accountant or bookkeeper? Tabby Accountant has exclusive pricing for you and your clients.See accountant pricing

Every plan: AI categorization, the mobile app and 256-bit encryption. Tax-deductible. Compare all plans →

Honest answers, before you connect a thing.

Still curious? Real humans are on live chat.

Tabby is an AI accountant for small businesses and self-employed people. It connects to your bank, categorizes every transaction, finds tax deductions, creates and chases invoices, estimates your quarterly taxes and keeps tax-ready reports current. It was built with Ahad Ali, a licensed CPA who has served 1,500+ small business clients.

No. Tabby is built for non-accountants: solopreneurs, 1099 contractors, real estate agents and small business owners who never wanted to learn QuickBooks. The AI handles categorization and reports are written in plain English. If you can use a banking app, you can use Tabby.

Almost certainly. Tabby connects through Plaid, which supports 12,000+ US and Canadian financial institutions, including every major bank, most credit unions and most credit cards. If yours isn't supported yet, you can upload statements until it is.

Tabby cannot move money. The Plaid connection is read-only, so Tabby sees transactions and balances but can't transfer funds, charge cards or change your account. Data is encrypted in transit and at rest with AES-256, and you can revoke access from your bank at any time.

That's up to you. Most customers keep their CPA for year-end filing and use Tabby to hand over books that are clean, current and complete, which usually means a smaller accountant bill. Pro and Growth plans let you invite your accountant directly, and Tabby exports CSV, QBO and PDF.

Yes, on the Growth plan. Each entity gets its own books, rules and reports, with consolidated Profit & Loss and Balance Sheet across all of them, from one login.

Tabby is free for up to $15K a year in tracked expenses, no credit card required. Paid plans are Standard at $30/mo, Pro at $50/mo and Growth at $90/mo, each 50% off for your first 3 months. Plans are monthly, tax-deductible and backed by a 30-day money-back guarantee.

Tabby keeps a full categorized transaction log, matched receipts and audit-ready reports for every tax year, exactly what an auditor or your CPA will ask for. Export any of it to PDF in one click.

Always, in one click: CSV, QBO (QuickBooks) and PDF. If Tabby isn't right for you, you leave with everything it built. That's the deal.

Get your Sunday nights back.

Connect your bank. Tabby starts working.

Is your bookkeeping costing you money?

The free cheat sheet every solopreneur and small business owner should have, written by a CPA.
Cheat Sheet Download Form
TabbyCheat sheet
  • Home office deductionsWorth $1,500–$5,000
  • Vehicle expenses you’re missing
  • 12 commonly forgotten deductions
  • IRS red flags to avoid
Written by a CPA