Who Pays Closing Costs, the Buyer or the Seller? A Guide

Buyers cover the loan and title fees; sellers pay the commission and often transfer taxes. See the full split, who pays what, and where you can negotiate.
How Much Are Closing Costs? Buyer vs. Seller Breakdown

Buyers pay roughly 2%–5% of the price in closing costs; sellers 6%–10%. See who pays each fee, what’s negotiable, and how to estimate your own total.