- Free subscription manager app
Find every subscription. Keep only the ones you use.
- Free plan forever
- No credit card needed
- Read-only bank access
Trusted by 5,800+ small business owners
- The short answer
What is an AI profit and loss generator?
Definition
What it reads
Transactions from your connected bank and card accounts
What you get
Every subscription, its cost and its next bill date
Setup
About 3 minutes. Connect a bank and Tabby starts looking
Cost in Tabby
Included in the Free plan. No card needed
It finds them
Tabby matches charges to a list of known vendors and watches for anything that repeats at a similar amount. Card or checking account, it all counts.
It adds them up
You see monthly spend, the yearly total at today’s prices and how the money splits between software, advertising and everything else.
It helps you cut
Tabby flags double charges and subscriptions you may not need, then gives you the cancel link or the steps for each vendor.
Reviewed by Ahad Ali, CPA · Updated October 2026
- Why bother
Small charges are the ones nobody checks.
- How it works
How Tabby finds your subscriptions in three steps.
- 1Business Checking ····4821Credit Card ····7734Read-only via Plaid
Connect your accounts
Link the bank and card accounts you pay from. Tabby can see transactions. It can never move money.
- 2Zoom · known vendorDropbox · seen 4 of 6 months16 subscriptions found
Tabby builds the list
Known vendors are matched right away. Anything else that shows up in three or more months is offered for you to confirm.
- 3LinkedIn PremiumNot used in 62 daysHow to cancel
Review and cut
Check what Tabby flagged, open the cancel link or follow the steps, and watch your monthly total drop.
Free plan. Set up in about 3 minutes.
- Inside Tabby
Every recurring charge, on one screen.
Monthly spend, the yearly total and every subscription with its next bill date.
- What the AI looks for
A list tells you what you pay. Tabby tells you what to fix.
Double charges
When the same subscription bills twice in one period, Tabby points it out so you can ask for a refund.
Ones you may not need
Tabby suggests which subscriptions to cancel and shows what dropping each would save over a year.
Bills coming up
Every subscription shows its next bill date and a countdown. The ones due this week stand out.
Annual renewals
Yearly charges such as domains and memberships get their own tab, so the big ones don’t catch you off guard.
Charges it isn’t sure about
Anything that repeats in three or more months is offered for you to confirm. One click adds it or dismisses it.
Usage-based billing
Charges that change every month, like cloud hosting, are tracked with an average instead of a fixed price.
Spend by category
See how much goes to software, advertising and communications. Phone, internet and utilities are kept in a separate bills list.
Answers in plain English
Ask Tabby Talk “Which subscriptions am I not using?” and get an answer from your own transactions.
- How the apps compare
Tabby vs. other subscription manager apps.
| What you need | Tabby | Rocket Money | Monarch | Quicken Simplifi | Spreadsheet or manual tracker |
|---|---|---|---|---|---|
| Free plan | Free forever | Free version | 7-day trial only | Usually free | |
| Finds subscriptions from your bank and cards | You type them in | ||||
| Help with cancelling | Cancel links and steps | Team cancels for you, on Premium | Cancel on your own | Cancel on your own | |
| Built for | Freelancers and small businesses | Personal finances | Household budgeting | Personal budgeting | Anyone |
| Bookkeeping and tax categories included | |||||
| Paid plans | From $30/mo, with full bookkeeping | $7 to $14/mo | $14.99/mo or $99.99/yr | $6.99/mo, billed yearly | Varies |
Prices and plans checked October 2026 on each company’s own site: Rocket Money, Monarch and Quicken Simplifi. They may have changed since.
Pick Tabby if
You’re self-employed or run a small business, your subscriptions sit on business cards and accounts, and you’d like the bookkeeping done at the same time.
Pick Rocket Money if
You want someone to cancel personal subscriptions for you. Tracking is free. Cancellation by their team needs Premium, which runs $7 to $14 a month.
Pick Monarch or Simplifi if
You mainly want a household budget with net worth and investment tracking, and you’re fine paying for it. Neither has a free plan.
- Do it yourself
How to find all your subscriptions without an app.
- Pull 12 months of statementsEvery card and every bank account. A full year matters because annual renewals only show up once.
- Look for repeatsSort by merchant and scan for the same name at a similar amount, month after month.
- Check the app storesApple and Google Play list subscriptions billed through them. PayPal has its own list under automatic payments.
- Search your inboxTry “receipt”, “renewal”, “trial” and “your subscription”. Free trials that turned into paid plans hide here.
- Write each one downName, cost, billing date, which card it’s on and who on your team uses it.
- Cancel, then verifyCancel what you don’t need and check next month’s statement to make sure the charge stopped.
- Who it’s for
For anyone whose business runs on monthly software.
Freelancers and consultants
Design tools, AI tools, a scheduling app, a course you finished last spring. They sit on two or three cards and nobody adds them up.
Agencies and small teams
Someone signed up for a tool, left, and the seat is still billing. One list shows every charge and which account pays for it.
Contractors and local businesses
Scheduling software, listing fees, phone lines and a website builder. See all of it next to your other expenses.
See how Tabby fits your work: consultants and coaches, contractors and small businesses.
- What it costs
The subscription manager is on the Free plan.
No credit card required
- Subscription manager included
- 1 bank connection
- Up to $15K a year in tracked expenses
- AI categorization and 10 Tabby Talk credits a month
50% off your first 3 months, or save 20% yearly
- 3 bank connections
- Up to $200K a year in tracked expenses
- 250 Tabby Talk credits and unlimited invoices
- Tax-ready reports and an accountant seat
Every paid plan has a 30-day money-back guarantee. Compare all plans →
- Why you can trust it
It can look.
It can’t touch.
Ahad Ali, CPA
Co-founder, Tabby · NY, USA
12+
1,500+
CPA
Your money stays yours
Read-only access
Tabby can see transactions. It can never move money or charge a card.
You do the cancelling
Tabby never cancels anything on its own. It gives you the link or the steps.
AES-256 encryption
In transit and at rest. Your bank login is never seen or stored.
Connected through Plaid
The same secure connection trusted by thousands of financial apps.
- Questions
Free subscription manager app questions, answered.
It depends on what you’re managing. If you’re self-employed or run a small business, Tabby’s Free plan finds subscriptions across your business accounts and does your bookkeeping too. For personal subscriptions, Rocket Money tracks them for free and will cancel them for you on its Premium plan, which costs $7 to $14 a month. Monarch and Quicken Simplifi are budgeting apps with no free plan.
Tabby reads the transactions from every bank and card account you connect. Charges from known vendors, such as Zoom, Canva or AWS, are matched to a vendor list. Anything else that shows up in three or more months at a similar amount is offered for you to confirm, so nothing is added to your list by guesswork.
Yes. It’s part of the Free plan, which has no time limit and doesn’t ask for a credit card. The Free plan covers one bank connection and up to $15,000 a year in tracked expenses. If you need more accounts, Standard is $30 a month with three bank connections.
No, and that’s on purpose. Tabby gives you a direct link to the vendor’s cancellation page where one exists and step-by-step instructions where it doesn’t. You do the cancelling, so nothing your business depends on gets switched off by mistake.
When the same subscription bills twice in one period, Tabby flags it and shows you both charges. You can then contact the vendor for a refund with the dates and amounts in hand.
Yes. Yearly charges such as domains, memberships and developer programs have their own tab, sorted by the soonest renewal. Tabby recognizes many of them from its vendor list, so they appear even before a full year of history has built up.
Tabby treats software and services you choose to pay for as subscriptions. Phone, internet and utilities repeat the same way, but they’re listed separately as bills and overhead so they don’t inflate your subscription total. You can move any item from one list to the other.
Tabby is built for business finances. If a personal subscription is paid from an account you’ve connected, it will show up, and you can remove it from the list. For a household budget with streaming services and family plans, a personal finance app is a better fit.
Tabby connects through Plaid with read-only access. It can see transactions and balances, but it can’t move money, charge a card or change anything at your bank. Your data is encrypted in transit and at rest with AES-256.
Software and services you use for your business are generally deductible as ordinary and necessary business expenses. Tabby categorizes each subscription so it lands in the right place at tax time. If a subscription is partly personal, ask your CPA how to split it.
See what you’re paying for. All of it.
- Free plan forever
- No credit card needed
- Read-only bank access
Keep exploring
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Turn one sentence into a sent invoice.
Tabby Talk
Ask about your spending in plain English.
Pricing
What each plan includes.